Just 23 sleeps until the big day – make sure you’re not wasting cash in the run-up to Xmas. Financial strategist Laura Linden, of Feisty FD (feistyfd. com), shares some savvy reminders...

“All government leaders know what to do. They just don’t know how to get re-elected if they do it.” Jean-Claude Juncker, the former president of the European Commission, said little of note in his pol

“The difference between death and taxes is, death doesn’t get worse every time Congress meets.” The American actor and commentator Will Rogers didn’t have to wrestle with British Isas and pensions, bu

LETTERS

Take care before you “splash the cash” at Christmas, warns money expert Stephanie Hawthorne. I HAVE such fond memories of my childhood. At Christmas, my parents usually bought their seven children pre

Once cash-strapped and drowning in debt, Stacey Duguid sets out on a mission to gain abundant riches and financial freedom. All she has to do is imagine it…