Start right now! It’s the best way to keep calm, make informed choices, allow a little flexibility and spread the cost. You’ll be able to reap the rewards of being super-organised nearer the time. Set

The pressure is on to snap up glitzy gifts for loved ones, but it can leave many of us out of pocket by January. Here’s some ways to get more bang for your buck on Christmas gifts this year...

Q I’d like to help others this Christmas but my budget is limited. Do you have any tips? A There are lots of ways to help others that don’t involve money. Are there any local charities near you lookin

Q I’ve got a big night out planned and I’d love a new outfit. How can I do it for less? A The ideal situation would be having a friend the same size as you with a stylish wardrobe you could borrow fro

Does wrapping presents feel like a chore? Expert Louise Lewis shares how to make your gifts look gorgeous with less effort

Christmas shopping can leave your bank balance looking less than festive… with the endless wish lists and panic buying, it’s easy to feel more frazzled than festive. Why not follow the new “7 Gifts of Christmas” trend… It’s all about giving with purpose, not panic. Instead of a mountain of presents, you stick to seven thoughtful categories: something you want, experience, wear, need, share, create or read!