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Ask Rachel: Your retirement questions answered
Explaining the situation if you contribute more than your relevant allowance
Answering a question about pension pots being passed on when someone dies
Cashing in some of your pension pot early? Beware the pitfall, cautions Paul Lewis
Ideas to give you protection , growth and income
There are arguments for making sure you avail yourself of it before the age of 75
Annuities are popular, and rates are good — but do shop around, advises Paul Lewis