If you’re happy to keep your current mobile phone, ditch expensive contracts that include a fancy handset, and switch to a SIM-only deal instead. The SIM is the chip that slots into your handset and c

Expert advice from money-saving champion Mel Hunter on consumer rights and how to squeeze the most out of life for less

We’re on your side

Q Do you have any tips on getting a good deal when eating out at restaurants? A I’ve recently discovered First Table, which operates in a number of UK cities. It gives you a 50% discount on food at a

IDEAL HOME’S COLUMNIST AND EDITOR OF MONEYWEEK.COM KALPANA FITZPATRICK SHARES HER FINANCIAL WISDOM

We help you make savvy choices, so your hard-earned goes that bit further