Take care before you “splash the cash” at Christmas, warns money expert Stephanie Hawthorne. I HAVE such fond memories of my childhood. At Christmas, my parents usually bought their seven children pre

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A financial present for your grandkids could be the perfect festive offering. Is money a better option than gift cards? And might setting them up with their own pension actually be the best long-term present of all?

We can’t predict exactly how you’ll be feeling as the year comes to a close, but our best guess is that you’ll be in need of a breather. Because for many of us, 2025 has not been painless. Political t