Expert advice from money-saving champion Mel Hunter on consumer rights and how to squeeze the most out of life for less

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January had seemed to last forever. The razzle dazzle of Christmas a mere memory, spring and its promise of sunny days still a good couple of months away. And now there was February to contend with. S

After surviving the chaos of the festive season, many of us feel our mood and energy take a noticeable nosedive at this time of year. By now, New Year’s resolutions are wobbling, focus becomes fuzzy a