Start right now! It’s the best way to keep calm, make informed choices, allow a little flexibility and spread the cost. You’ll be able to reap the rewards of being super-organised nearer the time. Set

From enjoying twinkling lights to foraging, Christmas can offer affordable pleasures

Q I’d like to help others this Christmas but my budget is limited. Do you have any tips? A There are lots of ways to help others that don’t involve money. Are there any local charities near you lookin

It’s beginning to look a lot like Christmas; Soon the bells will start, And the thing that will make them ring, Is the carol that you sing, Right within your heart IT is a song we have loved for decad

Q I’ve got a big night out planned and I’d love a new outfit. How can I do it for less? A The ideal situation would be having a friend the same size as you with a stylish wardrobe you could borrow fro

Yes, it’s the most wonderful time of the year – but it can also be the most stressful if you’re hosting. In the countdown to Christmas, former Good Housekeeping editor Gaby Huddart shares tips and tricks to get your home fit for the festivities