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Christmas can be a really expensive time of year, but there are steps you can take to keep your costs down. Here’s how to do it… 1 CALCULATE BUDGET First, go through your finances and work out how muc

Pension pots could be liable for inheritance tax when you pass away under new rules, due to kick in from April 2027. It’s a way off, but important to know, and plan around, as money left in private pe

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