Switching supermarkets is a simple way to save money. Prices vary widely between retailers, especially on staples like bread, milk and fresh produce, so shifting this part of your weekly shop to disco

Helping you spend wisely and save more, with money expert Faith Archer

NO-NONSENSE SOLUTIONS TO EVERYDAY HASSLES

Just 23 sleeps until the big day – make sure you’re not wasting cash in the run-up to Xmas. Financial strategist Laura Linden, of Feisty FD (feistyfd. com), shares some savvy reminders...

Q I’ve tried the 50/30/20 method of budgeting, but found it too difficult. Is there an alternative? A50/30/20 budgeting involves allocating 50% of your income to essential spending like rent and food,

You’d be forgiven for thinking staying healthy is getting more expensive, with gym memberships on the rise, the price of health trackers enough to give you a heart attack and nutritious food costing m