If you’re happy to keep your current mobile phone, ditch expensive contracts that include a fancy handset, and switch to a SIM-only deal instead. The SIM is the chip that slots into your handset and c

Q Do you have any tips on getting a good deal when eating out at restaurants? A I’ve recently discovered First Table, which operates in a number of UK cities. It gives you a 50% discount on food at a

Get your bank balance back on track in 2026 and ease a financial hangover with my financial detox tips! ◆ Slash interest payments on credit cards by switching with a 0% ‘balance transfer’ deal and pay

Expert advice from money-saving champion Mel Hunter on consumer rights and how to squeeze the most out of life for less

Lucy Hedges on the smart devices that can help you manage your power consumption – good for your purse and the planet

Don’t pay more than you need to for your emergency breakdown cover – here’s how to get this essential insurance for less 1 GET IT RIGHT Work out what level of cover you need. The most basic option is