Just 23 sleeps until the big day – make sure you’re not wasting cash in the run-up to Xmas. Financial strategist Laura Linden, of Feisty FD (feistyfd. com), shares some savvy reminders...

Q I’ve tried the 50/30/20 method of budgeting, but found it too difficult. Is there an alternative? A50/30/20 budgeting involves allocating 50% of your income to essential spending like rent and food,

IDEAL HOME’S COLUMNIST AND EDITOR OF MONEYWEEK.COM KALPANA FITZPATRICK SHARES HER FINANCIAL WISDOM

NO-NONSENSE SOLUTIONS TO EVERYDAY HASSLES

December 2025

You may know that under Ofcom’s rules (www.snipca. com/57199), broadband providers have to pay you £31.19 compensation if an engineer fails to turn up at your home, or cancels with less than 24 hours’