If you’re happy to keep your current mobile phone, ditch expensive contracts that include a fancy handset, and switch to a SIM-only deal instead. The SIM is the chip that slots into your handset and c

Don’t pay more than you need to for your emergency breakdown cover – here’s how to get this essential insurance for less 1 GET IT RIGHT Work out what level of cover you need. The most basic option is

Get your bank balance back on track in 2026 and ease a financial hangover with my financial detox tips! ◆ Slash interest payments on credit cards by switching with a 0% ‘balance transfer’ deal and pay

You have a little more money to play with in February and March

Q Do you have any tips on getting a good deal when eating out at restaurants? A I’ve recently discovered First Table, which operates in a number of UK cities. It gives you a 50% discount on food at a

We’re probably all guilty of signing up for things, forgetting to keep track and end up paying out more than we need to. Here, James Andrews, money expert at Be Clever With Your Cash, shares his tips…