Get to grips with mortgages

The most common questions, asked and answered

Q I’ve heard about a ‘green mortgage’ – what does that mean? Can anyone get one? A There are two main types. Firstly, if you’re buying or remortgaging an energy-efficient home, the lender may offer ca

IDEAL HOME’S COLUMNIST AND EDITOR OF MONEYWEEK.COM KALPANA FITZPATRICK SHARES HER FINANCIAL WISDOM

Q Dear Sue, I’m looking to downsize so I can live mortgage-free. I only have seven years left on my existing mortgage. Am I better sticking it out to pay off this one before I downsize and move? Sue s

Q I’m hoping to buy a new home soon – how long do mortgage offers last for? A Most mortgage offers last between three to six months, but this depends on the lender. However, the start date of the offe

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