Financial inclusion? don’t bank on it

If the most prized commodity in the 20th century was oil, in the 21st it is data. It is both our humdrum reality and our anxious obsession. It tracks everything from which online advertisements we are

Q My kids say their packed lunches are boring. Do you have any tips for cheap ways to improve them? A Consider keeping a selection of different types of bread in your freezer, such as pittas and bagel

Pick of the week’s correspondence

The most common questions, asked and answered

We help you make savvy choices, so your hard-earned goes that bit further

Q I’d like to help my teenager learn about money. Do you have any tips on where to start? A The good news is there’s loads of help online. For example, HSBC has resources aimed at ages from young chil