Your money

Stephanie Hawthorne offers some advice on using either pensions or a property to save for your retirement. SHOCKINGLY, saving for your retirement can sometimes be more expensive than buying your home.

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Could you be a Premium Bond winner and just not know it? National Savings and Investments (NS&I) say there are over £100 million in unclaimed prizes. A free and easy way to check is using the prize ch

PENSIONS AND ANNUITIES / MONEY NEWS

Q Dear Sue, I’m looking to downsize so I can live mortgage-free. I only have seven years left on my existing mortgage. Am I better sticking it out to pay off this one before I downsize and move? Sue s

Q Are bicycles generally covered on home insurance policies or do I need separate cover? A Most home contents policies do – but don’t assume this without checking. Even if it is included, the cover ma