Your money

A financial present for your grandkids could be the perfect festive offering. Is money a better option than gift cards? And might setting them up with their own pension actually be the best long-term present of all?

We all want to make the festive season magical for kids, but it’s also important to set expectations

There are ways to give money without liability for inheritance tax, says Paul Lewis

Q I’d like to help others this Christmas but my budget is limited. Do you have any tips? A There are lots of ways to help others that don’t involve money. Are there any local charities near you lookin

Save on festive expenses with some at-home magic

Start right now! It’s the best way to keep calm, make informed choices, allow a little flexibility and spread the cost. You’ll be able to reap the rewards of being super-organised nearer the time. Set