This is an age-old problem. The simplest answer is to start with less, so decluttering is always the first step. Sort through your belongings and separate what you use daily from what you only need se

There are ways to give money without liability for inheritance tax, says Paul Lewis

“Breaking up is never easy, I know…” Good old Abba – always ready with an apposite lyric, though in this case I suppose it should be “Letting go is never easy” as I say farewell to the garden I have m

IF YOU’RE UPGRADING YOUR KITCHEN, CONSIDER SELLING YOUR OLD ONE, AND SWERVE A TRIP TO THE TIP IN FAVOUR OF EXTRA CASH

“The difference between death and taxes is, death doesn’t get worse every time Congress meets.” The American actor and commentator Will Rogers didn’t have to wrestle with British Isas and pensions, bu

BUYING A RUN-DOWN BUNGALOW ON A LARGE PLOT ENABLED KATE AND ROSS TO BUILD THEIR DREAM HOME IN THE GARDEN AND EDGE CLOSER TO BEING MORTGAGE FREE