Take care before you “splash the cash” at Christmas, warns money expert Stephanie Hawthorne. I HAVE such fond memories of my childhood. At Christmas, my parents usually bought their seven children pre

A financial present for your grandkids could be the perfect festive offering. Is money a better option than gift cards? And might setting them up with their own pension actually be the best long-term present of all?

A surprising Christmas present, you might think — but a fruitful one, says Paul Lewis

We all want to make the festive season magical for kids, but it’s also important to set expectations

Christmas shopping can leave your bank balance looking less than festive… with the endless wish lists and panic buying, it’s easy to feel more frazzled than festive. Why not follow the new “7 Gifts of Christmas” trend… It’s all about giving with purpose, not panic. Instead of a mountain of presents, you stick to seven thoughtful categories: something you want, experience, wear, need, share, create or read!

Q I’d like to help others this Christmas but my budget is limited. Do you have any tips? A There are lots of ways to help others that don’t involve money. Are there any local charities near you lookin