The gifts that keep on giving

Q How does a Junior ISA work and what are the advantages and disadvantages of opening one? Junior Individual Savings Accounts are long-term, tax-free savings accounts for children. In this 2025/2026 t

With only three (or four if you’re lucky!) ...

Help them make the student loan last (without missing out)

Helping you spend wisely and save more, with money expert Faith Archer

Q My kids say their packed lunches are boring. Do you have any tips for cheap ways to improve them? A Consider keeping a selection of different types of bread in your freezer, such as pittas and bagel

Annuities are popular, and rates are good — but do shop around, advises Paul Lewis