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Switching supermarkets is a simple way to save money. Prices vary widely between retailers, especially on staples like bread, milk and fresh produce, so shifting this part of your weekly shop to disco

Q I’ve tried the 50/30/20 method of budgeting, but found it too difficult. Is there an alternative? A50/30/20 budgeting involves allocating 50% of your income to essential spending like rent and food,

Q I’ve got a big night out planned and I’d love a new outfit. How can I do it for less? A The ideal situation would be having a friend the same size as you with a stylish wardrobe you could borrow fro

Q I’d like to help others this Christmas but my budget is limited. Do you have any tips? A There are lots of ways to help others that don’t involve money. Are there any local charities near you lookin

Even the swankiest islands have a scattering of smaller, more affordable stays – if you know where to look. Luckily, Lucy Thackray does

HOW TO CLAIM FOR FLIGHT DELAYS