Clever with cash beat the rail fare hikes

Paul Lewis explains how to make sure you’re compensated for train delays

Switching supermarkets is a simple way to save money. Prices vary widely between retailers, especially on staples like bread, milk and fresh produce, so shifting this part of your weekly shop to disco

Budget changes may have left even the most level-headed of us feeling a little anxious. With so much under the spotlight, from taxes and benefits to energy support and pensions, the Chancellor’s Autum

Trials designed to prove the concept of GPS pay-as-you-go ticketing are under way, using a GPS-capable smartphone and a train company-specific app. PETER PLISNER signed up and headed out on the railways

Just 23 sleeps until the big day – make sure you’re not wasting cash in the run-up to Xmas. Financial strategist Laura Linden, of Feisty FD (feistyfd. com), shares some savvy reminders...

Q I’ve tried the 50/30/20 method of budgeting, but found it too difficult. Is there an alternative? A50/30/20 budgeting involves allocating 50% of your income to essential spending like rent and food,