Clever with cash

Q Can you save on package holidays by booking them at the last minute? A Potentially. You may find prices drop the closer you get to the departure date, although the later you leave it, the more flexi

Does financial planning never get to the top of your to-do list? Research by Interactive Investor found that 60% of women feel overwhelmed by the thought of saving and investing for the future. But it

Q I often end up spending more than I’ve planned to on holidays, once all the costs are factored in. How can I avoid this? A The key is to make a budget for the whole trip, not just the travel and acc

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Feeling the cost-of-living squeeze? Here’s how to save for your future when money is tight

Before anything else says Mr MoneyJar, start with your basics. “There’s stuff that we can all do, like track what we’re spending. For me, that’s having a monthly review or, if you can, weekly. It’s im