Wise up to the best times to buy

We help you make savvy choices, so your hard-earned goes that bit further

Expert advice from money-saving champion Mel Hunter on consumer rights and how to squeeze the most out of life for less

Q My kids say their packed lunches are boring. Do you have any tips for cheap ways to improve them? A Consider keeping a selection of different types of bread in your freezer, such as pittas and bagel

Helping you spend wisely and save more, with money expert Faith Archer

Q I like to tip in restaurants when I’m on holiday. Do you have any advice on how much to leave? AIt really does vary. In some countries it’s not expected, whereas in popular tourist spots in the USA

If you bank with TSB, you could be moved to Santander, after both banks agreed a takeover deal. Right now it’s business as usual for TSB customers, but if this goes ahead, changes could come in early