Clever with cash

Discover whether you’re a planner, an avoider or an optimist

With everyday costs rising and tax thresholds frozen until at least 2028, many of us are finding ourselves paying higher taxes. Savings are also being taxed more as interest rates go up, while extra i

Q Do retailers charge the same price for items sold in-store as they do on their websites? A Not necessarily. Some retailers may charge a different amount for certain items in-store – in the cases I’v

Q I’ve heard about a ‘green mortgage’ – what does that mean? Can anyone get one? A There are two main types. Firstly, if you’re buying or remortgaging an energy-efficient home, the lender may offer ca

Do you run your own business, are you a contractor, freelancer or sole trader? Then you’ll recognise the symptoms of the permanent pensions headache of the self-employed: the rollercoaster of irregula

We help you make savvy choices, so your hard-earned goes that bit further