Clever with cash

Q My kids say their packed lunches are boring. Do you have any tips for cheap ways to improve them? A Consider keeping a selection of different types of bread in your freezer, such as pittas and bagel

If you bank with TSB, you could be moved to Santander, after both banks agreed a takeover deal. Right now it’s business as usual for TSB customers, but if this goes ahead, changes could come in early

We help you make savvy choices, so your hard-earned goes that bit further

Help them make the student loan last (without missing out)

Q How does a Junior ISA work and what are the advantages and disadvantages of opening one? Junior Individual Savings Accounts are long-term, tax-free savings accounts for children. In this 2025/2026 t

Q I like to tip in restaurants when I’m on holiday. Do you have any advice on how much to leave? AIt really does vary. In some countries it’s not expected, whereas in popular tourist spots in the USA