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As I look ahead to Christmas this year, I feel that familiar cocktail of excitement and mild dread. The children are growing up fast now – and who knows how many more years of ‘magic’ we have left? La

We can’t predict exactly how you’ll be feeling as the year comes to a close, but our best guess is that you’ll be in need of a breather. Because for many of us, 2025 has not been painless. Political t

“The difference between death and taxes is, death doesn’t get worse every time Congress meets.” The American actor and commentator Will Rogers didn’t have to wrestle with British Isas and pensions, bu

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