Money matters

Quick wins, handy tips and expert information to help make your everyday life that bit easier

Expert advice from money-saving champion Mel Hunter on consumer rights and how to squeeze the most out of life for less

THE money that we deposit into our bank accounts doesn’t just sit in a safe until we need to withdraw it. Banks use our money to fund their other profit-making activities – from loans to investments.

Next time you need to buy something, save cash with these handy tips 1 FIND FREEBIES Depending on what you’re looking for, try to get it for free first. I’ve recently spotted furniture, a kids’ Wendy

Send your questions to our experts at yachtingmonthly@futurenet.com ...

Q I’ve heard the Cash ISA allowance is changing next year. What’s happening? A Currently, you can contribute up to £20,000 each tax year into a Cash ISA (or split this allowance between other types of