Money matters

Q I’ve got a big night out planned and I’d love a new outfit. How can I do it for less? A The ideal situation would be having a friend the same size as you with a stylish wardrobe you could borrow fro

IDEAL HOME’S COLUMNIST AND EDITOR OF MONEYWEEK.COM KALPANA FITZPATRICK SHARES HER FINANCIAL WISDOM

‘When it comes to saving money, it’s safe to say that one way to give yourself the best chance of success is by setting a clear goal. Having a clear, defined goal may seem daunting – especially when l

Start right now! It’s the best way to keep calm, make informed choices, allow a little flexibility and spread the cost. You’ll be able to reap the rewards of being super-organised nearer the time. Set

Budget changes may have left even the most level-headed of us feeling a little anxious. With so much under the spotlight, from taxes and benefits to energy support and pensions, the Chancellor’s Autum

Q I’ve tried the 50/30/20 method of budgeting, but found it too difficult. Is there an alternative? A50/30/20 budgeting involves allocating 50% of your income to essential spending like rent and food,