Money matters

Could you be a Premium Bond winner and just not know it? National Savings and Investments (NS&I) say there are over £100 million in unclaimed prizes. A free and easy way to check is using the prize ch

Q Do retailers charge the same price for items sold in-store as they do on their websites? A Not necessarily. Some retailers may charge a different amount for certain items in-store – in the cases I’v

Q Are bicycles generally covered on home insurance policies or do I need separate cover? A Most home contents policies do – but don’t assume this without checking. Even if it is included, the cover ma

Plan before you travel, so you don’t get stung by sneaky expenses abroad

Here’s what you should be spending on broadband, phone costs and other utilities

But it’s worth checking that you’re not paying too much for it, says Paul Lewis