Money matters

Q My kids say their packed lunches are boring. Do you have any tips for cheap ways to improve them? A Consider keeping a selection of different types of bread in your freezer, such as pittas and bagel

Q I’d like to help my teenager learn about money. Do you have any tips on where to start? A The good news is there’s loads of help online. For example, HSBC has resources aimed at ages from young chil

Q I like to tip in restaurants when I’m on holiday. Do you have any advice on how much to leave? AIt really does vary. In some countries it’s not expected, whereas in popular tourist spots in the USA

The most common questions, asked and answered

We help you make savvy choices, so your hard-earned goes that bit further

Q How does a Junior ISA work and what are the advantages and disadvantages of opening one? Junior Individual Savings Accounts are long-term, tax-free savings accounts for children. In this 2025/2026 t