Money matters

Expert advice from money-saving champion Mel Hunter on consumer rights and how to squeeze the most out of life for less

Q What’s a fixed rate savings account, and how is it different from other accounts? A This is a type of savings account where the amount you earn is set in stone over a fixed period of time. But you c

Could you be a Premium Bond winner and just not know it? National Savings and Investments (NS&I) say there are over £100 million in unclaimed prizes. A free and easy way to check is using the prize ch

Q Are bicycles generally covered on home insurance policies or do I need separate cover? A Most home contents policies do – but don’t assume this without checking. Even if it is included, the cover ma

With everyday costs rising and tax thresholds frozen until at least 2028, many of us are finding ourselves paying higher taxes. Savings are also being taxed more as interest rates go up, while extra i

We help you make savvy choices, so your hard-earned goes that bit further