If you’re happy to keep your current mobile phone, ditch expensive contracts that include a fancy handset, and switch to a SIM-only deal instead. The SIM is the chip that slots into your handset and c

Don’t pay more than you need to for your emergency breakdown cover – here’s how to get this essential insurance for less 1 GET IT RIGHT Work out what level of cover you need. The most basic option is

I see our wonderful government plans to make it harder and more expensive for older drivers in the interest of road safety (News, 14 January). Perhaps more attention should be paid to foreign drivers

6.7 million UK drivers admit giving false information when buying car insurance* – but even a small inaccuracy can risk invalidating your policy 1 DON’T RISK IT Invalidating your car insurance policy

Quick wins, handy tips and expert information to help make your everyday life that bit easier

Expert advice from money-saving champion Mel Hunter on consumer rights and how to squeeze the most out of life for less