Send your questions to our experts at yachtingmonthly@futurenet.com ...

Pinning down the cause of the recurrent engine trouble that affected multiple cruises took patience and perseverance for Justin Morton

We’d love to hear from you. Write to us at yachtingmonthly@futurenet.com or by post at Yachting Monthly , Future PLC, 121-141 Westbourne Terrace, Paddington, London W2 6JR

OWN UP TO YOUR SAILING SINS

THE money that we deposit into our bank accounts doesn’t just sit in a safe until we need to withdraw it. Banks use our money to fund their other profit-making activities – from loans to investments.

→ After her sixth flood in three decades, Heather Shepherd has stopped trying to keep the River Severn out of her Shropshire home. “I just say, come on in,” she tells Big Issue. “Sit down, and let me