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Award winning journalist Stephanie Hawthorne offers words of warning. MAKING sure your home is covered in the event of frozen or burst pipes, floods or storms may not be at the forefront of your mind

Post-prang calls to insurers will probably cost, whether you’re claiming or not, says Paul Lewis

Keeping horses at home is the dream for most owners – or is it? Victoria Jones looks at the pros and cons of buying an equestrian property for the first time

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Last year, Daniela Tarrant received the phone call every parent dreads – her son Luke had had a serious accident while travelling