If you’re happy to keep your current mobile phone, ditch expensive contracts that include a fancy handset, and switch to a SIM-only deal instead. The SIM is the chip that slots into your handset and c

You have a little more money to play with in February and March

Don’t pay more than you need to for your emergency breakdown cover – here’s how to get this essential insurance for less 1 GET IT RIGHT Work out what level of cover you need. The most basic option is

Q Do you have any tips on getting a good deal when eating out at restaurants? A I’ve recently discovered First Table, which operates in a number of UK cities. It gives you a 50% discount on food at a

Expert advice from money-saving champion Mel Hunter on consumer rights and how to squeeze the most out of life for less

Our award winning writer, Stephanie Hawthorne, explains the ins and outs of pensions and what we should do. I AM a great pensions fan, and everyone should be. If you put by a little money each month,