If you’re happy to keep your current mobile phone, ditch expensive contracts that include a fancy handset, and switch to a SIM-only deal instead. The SIM is the chip that slots into your handset and c

February 2026

Get your bank balance back on track in 2026 and ease a financial hangover with my financial detox tips! ◆ Slash interest payments on credit cards by switching with a 0% ‘balance transfer’ deal and pay

Q Do you have any tips on getting a good deal when eating out at restaurants? A I’ve recently discovered First Table, which operates in a number of UK cities. It gives you a 50% discount on food at a

Beware the changes proposed to cut energy debt, says Paul Lewis

Switching energy suppliers might not save you as much as you think, says Paul Lewis