THE money that we deposit into our bank accounts doesn’t just sit in a safe until we need to withdraw it. Banks use our money to fund their other profit-making activities – from loans to investments.

Reduce the carbon footprint of your renovation project with these simple swaps and inspired design ideas that are kind to the planet without compromising on comfort or style

Create decorative displays and embellishments for around the home and handcraft gifts to make your seasonal celebrations extra special

We’re great at buying thoughtful presents for everyone else, so why not ourselves? From showing yourself some care to celebrating small wins, self-gifting can lift your mood in surprisingly meaningful ways, discovers Sharon Parsons

We love to hear what you’ve been up to, so do get in touch!

In an extract from her new book, The Productive Garden , Stephanie Hafferty explains how to save money and use traditional wisdom for homemade nasties-free loveliness