Return to cash

Recently, my daughter Matilda, 12, was given some pocket money by a relative – £10 in cash. ‘I hate using real money,’ she declared to me later. ‘It’s such hard work having to work out the change.’ I

Perhaps you’ve been a bit loose with your summer spending or back to school has brought you down to earth with a bump. Either way, autumn is the perfect time to give your finances a health check so th

Q My kids say their packed lunches are boring. Do you have any tips for cheap ways to improve them? A Consider keeping a selection of different types of bread in your freezer, such as pittas and bagel

Q I’d like to help my teenager learn about money. Do you have any tips on where to start? A The good news is there’s loads of help online. For example, HSBC has resources aimed at ages from young chil

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With only three (or four if you’re lucky!) ...