Q I’ve tried the 50/30/20 method of budgeting, but found it too difficult. Is there an alternative? A50/30/20 budgeting involves allocating 50% of your income to essential spending like rent and food,

Just 23 sleeps until the big day – make sure you’re not wasting cash in the run-up to Xmas. Financial strategist Laura Linden, of Feisty FD (feistyfd. com), shares some savvy reminders...

Switching supermarkets is a simple way to save money. Prices vary widely between retailers, especially on staples like bread, milk and fresh produce, so shifting this part of your weekly shop to disco

Q Does house insurance cover accidental damage to the building or contents? A Not necessarily. Which? analysed 78 home insurance policies from 35 providers and found just 28% of buildings insurance po

Q I’ve got a big night out planned and I’d love a new outfit. How can I do it for less? A The ideal situation would be having a friend the same size as you with a stylish wardrobe you could borrow fro

Budget changes may have left even the most level-headed of us feeling a little anxious. With so much under the spotlight, from taxes and benefits to energy support and pensions, the Chancellor’s Autum