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Christmas can be a really expensive time of year, but there are steps you can take to keep your costs down. Here’s how to do it… 1 CALCULATE BUDGET First, go through your finances and work out how muc

Are you tired of next month’s Budget yet? Governments fly so many kites these days it feels as though we have been through the whole thing twice in slow motion already. No wonder: last year the chance

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Behind every great British garden… gardeners at work ...