Your money matters

With only three (or four if you’re lucky!) ...

Q My kids say their packed lunches are boring. Do you have any tips for cheap ways to improve them? A Consider keeping a selection of different types of bread in your freezer, such as pittas and bagel

Help them make the student loan last (without missing out)

Take up languages, music, or get fit without spending

Expert advice from money-saving champion Mel Hunter on consumer rights and how to squeeze the most out of life for less

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