Our columnist’s Valentine’s Day surprise included wine, a hot tub and a photo his family would rather forget…

Our pick of your best letters and some wise words from our favourite stars…

LET COUNSELLOR KEREN LIGHTEN YOUR LOAD

1 DO YOUR RESEARCH Start by shopping around. Price comparison sites such as Travelsupermarket.com and Kayak. co.uk are great for getting a feel for costs. Experiment with different dates – timing can

WHEN Jade’s phone rang and the name “Mum” appeared on screen, her first reaction was to reject the call. Her mum communicated with her frequently, normally by text message, and often for the most mund

Q I’ve heard people talking about ‘cash stuffing’ recently – what does it involve? A Cash stuffing has become a popular budgeting hack thanks to social media platforms like TikTok. It’s a way of manag