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Ask Rachel: Your retirement questions answered
Most pensions work separately from each other so accessing one shouldn’t affect the others
Our resident expert explains that your maximum contribution depends on your annual earnings
Answering a question about the rates of tax on payouts inside and outside a pension pot
August 2025
Q Dear Sue, I want to help provide for my grandson’s future – what’s the best way to put money aside for him month to month for when he’s older? Sue says... A You could open a child savings account to
Award-winning journalist Stephanie Hawthorne focuses on the pros and cons of taking a lifetime mortgage. MANY houses in London and the South East cost over £1 million to buy. They’re often owned by “b