How can i avoid falling foul of hmrc recycling rules?

3 min read

Ask Rachel: Your retirement questions answered

How can I avoid falling foul of HMRC recycling

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Shares Magazine

14 August 2025

Does it matter when i take my 25% tax-free allowance?

There are arguments for making sure you avail yourself of it before the age of 75

What are the rules on receiving income if i have several different pension schemes?

Most pensions work separately from each other so accessing one shouldn’t affect the others

How do the carry-forward rules on pension contributions work?

Our resident expert explains that your maximum contribution depends on your annual earnings

Should i move dividend payers out of my sipp to take the income?

Answering a question about the rates of tax on payouts inside and outside a pension pot

How are people managing inheritance tax amid prospect of pensions inclusion?

The main considerations as changes to the regime announced in 2024 Budget get closer

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Q Dear Sue, I want to help provide for my grandson’s future – what’s the best way to put money aside for him month to month for when he’s older? Sue says... A You could open a child savings account to