YOU DON’T NEED A SECOND JOB TO EARN MORE, SAYS Hannah Ewens – YOU JUST NEED TO CREATE PASSIVE INCOME TO DO THE WORK FOR YOU

Expert advice from money-saving champion Mel Hunter on consumer rights and how to squeeze the most out of life for less

Q I’ve heard the Cash ISA allowance is changing next year. What’s happening? A Currently, you can contribute up to £20,000 each tax year into a Cash ISA (or split this allowance between other types of

Slash your supermarket bills with these tips from food budgeting queen and social media star Ashleigh Mogford, aka Cardiff Mum

Next time you need to buy something, save cash with these handy tips 1 FIND FREEBIES Depending on what you’re looking for, try to get it for free first. I’ve recently spotted furniture, a kids’ Wendy

Easy ways to track down extra cash and benefits