Spending sprees are not for me

New year, New you? Make this the year you take control of your finances... here, Laura Linden shares her top tips

Do creaking hips have you immediately Googling hip replacements? Or are you tempted to call 999 for fear your heartburn is actually a heart attack this time? At midlife – and beyond – health niggles c

LET COUNSELLOR KEREN LIGHTEN YOUR LOAD

Q I’ve heard people talking about ‘cash stuffing’ recently – what does it involve? A Cash stuffing has become a popular budgeting hack thanks to social media platforms like TikTok. It’s a way of manag

Reset your money mindset by trying a ‘no spend’ challenge for a weekend. Use up food you already have, rifle through your existing wardrobe and enjoy free activities such as board games, long walks an

1 DO YOUR RESEARCH Start by shopping around. Price comparison sites such as Travelsupermarket.com and Kayak. co.uk are great for getting a feel for costs. Experiment with different dates – timing can