Just 23 sleeps until the big day – make sure you’re not wasting cash in the run-up to Xmas. Financial strategist Laura Linden, of Feisty FD (feistyfd. com), shares some savvy reminders...

Q I’ve got a big night out planned and I’d love a new outfit. How can I do it for less? A The ideal situation would be having a friend the same size as you with a stylish wardrobe you could borrow fro

Switching supermarkets is a simple way to save money. Prices vary widely between retailers, especially on staples like bread, milk and fresh produce, so shifting this part of your weekly shop to disco

‘When it comes to saving money, it’s safe to say that one way to give yourself the best chance of success is by setting a clear goal. Having a clear, defined goal may seem daunting – especially when l

Q I’ve tried the 50/30/20 method of budgeting, but found it too difficult. Is there an alternative? A50/30/20 budgeting involves allocating 50% of your income to essential spending like rent and food,

Take care before you “splash the cash” at Christmas, warns money expert Stephanie Hawthorne. I HAVE such fond memories of my childhood. At Christmas, my parents usually bought their seven children pre